{"id":229,"date":"2024-02-16T10:06:02","date_gmt":"2024-02-16T02:06:02","guid":{"rendered":"https:\/\/jdzhao.com\/?p=229"},"modified":"2024-02-16T10:06:03","modified_gmt":"2024-02-16T02:06:03","slug":"%e5%bc%80%e5%bf%83%e7%9a%84%e4%b8%80%e5%a4%a9%ef%bc%8cusbank%e5%92%8cc1-venture-x%e9%83%bd%e6%90%9e%e5%ae%9a%e4%ba%86","status":"publish","type":"post","link":"https:\/\/jdzhao.com\/en\/%e5%bc%80%e5%bf%83%e7%9a%84%e4%b8%80%e5%a4%a9%ef%bc%8cusbank%e5%92%8cc1-venture-x%e9%83%bd%e6%90%9e%e5%ae%9a%e4%ba%86\/","title":{"rendered":"Happy day, Got both USBANK and C1 VENTURE X"},"content":{"rendered":"<p>Last week, I applied for both USBANK (Chinese name: \u5408\u4f17\u94f6\u884c) and CAPITALONE's premium card VENTURE X.<\/p>\n\n\n\n<p>Yesterday, I received 4 letters from USBANK, one of which was the card, and then successfully completed the online banking registration. With this, I finally have another American bank account besides CAPITALONE (simply don't like it), HSBC (the only option for many), and AMEX (which is inadequate). At least I don't have to be at the mercy of HSBC US anymore.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"309\" src=\"https:\/\/jdzhao.com\/wp-content\/uploads\/2024\/02\/\u622a\u5c4f2024-02-16-09.50.29-1024x309.png?v=1708048845\" alt=\"\" class=\"wp-image-232\" srcset=\"https:\/\/jdzhao.com\/wp-content\/uploads\/2024\/02\/\u622a\u5c4f2024-02-16-09.50.29-1024x309.png?v=1708048845 1024w, https:\/\/jdzhao.com\/wp-content\/uploads\/2024\/02\/\u622a\u5c4f2024-02-16-09.50.29-300x90.png?v=1708048845 300w, https:\/\/jdzhao.com\/wp-content\/uploads\/2024\/02\/\u622a\u5c4f2024-02-16-09.50.29-768x232.png?v=1708048845 768w, https:\/\/jdzhao.com\/wp-content\/uploads\/2024\/02\/\u622a\u5c4f2024-02-16-09.50.29-1536x463.png?v=1708048845 1536w, https:\/\/jdzhao.com\/wp-content\/uploads\/2024\/02\/\u622a\u5c4f2024-02-16-09.50.29-18x5.png?v=1708048845 18w, https:\/\/jdzhao.com\/wp-content\/uploads\/2024\/02\/\u622a\u5c4f2024-02-16-09.50.29.png?v=1708048845 1850w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>Then, this had already made me very happy.<\/p>\n\n\n\n<p>Later on, I received the approval email for the CAPITALONE (which Chinese people like to call C1) premium card VENTURE X.<\/p>\n\n\n\n<p>The credit limit is pretty good. I heard it's a metal card with an annual fee of $450, which can reimburse $300 in travel expenses each year, and offers 10,000 bonus points.<\/p>\n\n\n\n<p>So, the annual fee can essentially be offset.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"756\" src=\"https:\/\/jdzhao.com\/wp-content\/uploads\/2024\/02\/image-1024x756.jpg?v=1708048600\" alt=\"\" class=\"wp-image-230\" srcset=\"https:\/\/jdzhao.com\/wp-content\/uploads\/2024\/02\/image-1024x756.jpg?v=1708048600 1024w, https:\/\/jdzhao.com\/wp-content\/uploads\/2024\/02\/image-300x221.jpg?v=1708048600 300w, https:\/\/jdzhao.com\/wp-content\/uploads\/2024\/02\/image-768x567.jpg?v=1708048600 768w, https:\/\/jdzhao.com\/wp-content\/uploads\/2024\/02\/image-16x12.jpg?v=1708048600 16w, https:\/\/jdzhao.com\/wp-content\/uploads\/2024\/02\/image.jpg?v=1708048600 1306w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>Happy~ I won't apply for new accounts or cards for now, just nurturing my credit and waiting to get out of the 5\/24 rule before getting a CHASE card.<\/p>","protected":false},"excerpt":{"rendered":"<p>\u4e0a\u5468\u540c\u65f6\u7533\u8bf7\u4e86USBANK\uff08\u4e2d\u6587\u540d\uff1a\u5408\u4f17\u94f6\u884c\uff09\u548cCAPITALONE \u7684\u9ad8\u7aef\u5361VENTURE X \u6628\u5929\u6536\u5230US [&hellip;]<\/p>","protected":false},"author":1,"featured_media":230,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[7],"tags":[15],"class_list":["post-229","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-7","tag-15"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.8 - 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