{"id":187,"date":"2024-02-12T13:15:47","date_gmt":"2024-02-12T05:15:47","guid":{"rendered":"https:\/\/jdzhao.com\/?p=187"},"modified":"2024-02-12T13:24:56","modified_gmt":"2024-02-12T05:24:56","slug":"%e7%be%8e%e5%9b%bd%e4%bf%a1%e7%94%a8%e8%ae%b0%e5%bd%95%ef%bc%9aex%e5%92%8ctu%e7%9a%84ssn%e4%bf%a1%e6%81%af%e9%83%bd%e6%98%af%e9%94%99%e8%af%af%e7%9a%84","status":"publish","type":"post","link":"https:\/\/jdzhao.com\/en\/%e7%be%8e%e5%9b%bd%e4%bf%a1%e7%94%a8%e8%ae%b0%e5%bd%95%ef%bc%9aex%e5%92%8ctu%e7%9a%84ssn%e4%bf%a1%e6%81%af%e9%83%bd%e6%98%af%e9%94%99%e8%af%af%e7%9a%84\/","title":{"rendered":"U.S. Credit Report: The SSN for both Experian and TransUnion is incorrect"},"content":{"rendered":"<p>I've only ever managed to successfully register with Equifax (EQ). In the past, when I tried to subscribe to premium services to access information from the other two credit bureaus, I could never pull the information from TU.<\/p>\n\n\n\n<p>Today, by chance, I received an advertisement from EQ offering the first 7 days for just $1, so I clicked and made the payment.<\/p>\n\n\n\n<p>Surprisingly, I was able to successfully pull credit reports from the other two agencies, but then, but!!<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"859\" height=\"61\" src=\"https:\/\/jdzhao.com\/wp-content\/uploads\/2024\/02\/image.png?v=1707714705\" alt=\"\" class=\"wp-image-188\" srcset=\"https:\/\/jdzhao.com\/wp-content\/uploads\/2024\/02\/image.png?v=1707714705 859w, https:\/\/jdzhao.com\/wp-content\/uploads\/2024\/02\/image-300x21.png?v=1707714705 300w, https:\/\/jdzhao.com\/wp-content\/uploads\/2024\/02\/image-768x55.png?v=1707714705 768w, https:\/\/jdzhao.com\/wp-content\/uploads\/2024\/02\/image-18x1.png?v=1707714705 18w\" sizes=\"auto, (max-width: 859px) 100vw, 859px\" \/><\/figure>\n\n\n\n<p>The first one is my Equifax (EQ) record, where the last four digits are correct. The following two are records from Experian and TransUnion, and I just couldn't keep it together when I saw the last four digits. My fellow Chinese friends would definitely make a connection here; it seems to bear a slight resemblance to our Chinese ID numbers...<\/p>\n\n\n\n<p>No wonder, no wonder I've never been able to get CITI and APPLE CARD; they always say my credit record does not match.<\/p>\n\n\n\n<p>I'm really at my wit's end... Thinking back, only two banks could be responsible for this mix-up: the once highly popular Huamei VELO and AMEX.<\/p>\n\n\n\n<p>Well, I guess I'll just have to send letters to dispute this with both of them, hoping to get the incorrect SSN corrected to my ITIN or removed altogether.<\/p>\n\n\n\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>\u4e00\u76f4\u53ea\u6ce8\u518c\u6210\u529f\u8fc7EQ\uff0c\u4ee5\u524d\u5c1d\u8bd5\u5f00\u901a\u589e\u503c\u7684\u670d\u52a1\uff0c\u67e5\u9605\u53e6\u5916\u4e24\u4e2a\u4fe1\u7528\u5c40\u7684\uff0c\u4f46\u662f\u4e00\u76f4\u62c9\u4e0d\u5230TU\u7684\u4fe1\u606f \u4eca\u5929\u4e5f\u662f\u5de7\u5408\uff0c\u6536 [&hellip;]<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[7],"tags":[15],"class_list":["post-187","post","type-post","status-publish","format-standard","hentry","category-7","tag-15"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.8 - 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